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FDIC Deposit Insurance Coverage

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has ever lost a single penny of FDIC-insured funds. 

Visa Gift Cards

First National Bank offers the following gift cards to our customers:

• The Visa Gift Card

What is the Visa Gift Card?

The Visa Gift Card is a modern way for customers to give gifts where they once may have given cash, gift cheques or gift certificates.  The Visa brand makes these cards popular with recipients of all ages since they can be used anywhere Visa is accepted.

Features and Benefits:

Safe Deposit Boxes

Safe Deposit Boxes offered in all Branch Locations

A safe deposit box is the place for your irreplaceable heirlooms, jewelry, keepsakes, rare coins and other personal items. It's also a place for your legal documents like wills, mortgages, certificates and other important papers. Safe deposit boxes are located at all of our locations. The First National Bank has a wide variety of sizes to fit your individual needs. Please contact one of our customer service representatives at any location to learn more about a safe deposit box.

Credit Sense

Since your credit score impacts many aspects of your financial life, First National Bank has made it easier to monitor it. Credit Sense, powered by SavvyMoney, is a FREE service available to you in Online Banking and in the Mobile Banking app, allowing you to check your credit score at any time, right from your phone or computer. 

Credit Sense provides

Manage Your Credit Card

When you use First National Bank's credit card to purchase goods and services, the following benefits are yours:

Digital Payments

Digital Wallet

Make your First National Bank North Debit MasterCard your primary payment card in your Digital Wallet.

Debit and Credit Cards

It's easy to use, convenient and its cash at your fingertips! Simply present your check card to make a purchase. Your transaction will be deducted from your checking account and will appear on your monthly statement. Use your check card to shop over the phone, online, or at your favorite store and enjoy the same control over your finances as when you write a check.

ID TheftSmart

If you have any questions, please contact your local branch or contact ID TheftSmart directly at 855-848-8803.




Don't wait to become a victim of identity theft, get protected today. Get ID TheftSmart and let licensed investigators protect your identity, detect fraudulent activity, and restore your peace of mind in the event you fall victim to identity theft.

Bank Anytime

What is Bank Anytime?  

Bank Anytime is a method of banking in which the customer conducts transactions by telephone, typically by means of a computerized system using touch-tone dialing.

  • Call 218-547-2060 or toll free at 888-547-2060 to set up or for account inquiries
  • Transfer funds
  • Check balances
  • Access other account information in which you are a signer on the account.
  • You can also access a Customer Service Representative at any time by simply pressing “zero”.


Go Paperless with eStatements!

As a First National Bank customer, you can choose to receive your bank statement via email through First National Bank instead of by mail as a paper document.