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Go Paperless with eStatements!

As a First National Bank customer, you can choose to receive your bank statement via email through First National Bank instead of by mail as a paper document. Signing up for eStatements is quick and easy.

Savings Account Application

What you will need:

• Government Issued ID
We request this additional information to assist with identity verification. (e.g. Driver's License, Passport, State or Military ID).

 Your Social Security number
Your Social Security number allows us to adhere to government regulations and verify your identity.

Real Estate Loans


In-House loans are underwritten, funded and serviced right here at First National Bank North.  We offer competitive rates on primary and seasonal dwellings as well as vacant land and lakeshore.  With our own underwriting we are able to offer quick, flexible and convenient financing for most any situation, understanding your unique circumstances.


Visa Business Credit Card

When you use First National Bank's credit card to purchase goods and services, the following benefits are yours:

Small Business Loans

  • Resort purchases
  • Resort expansions
  • Equipment loans
  • Lines of credit
  • MN DEED (Tourism Business Septic Tank Replacement Loan)

SBA Loans

  • 7A Loan Guaranty Program can be used for many business purposes, including real estate or equipment purchase, expansion, working capital or inventory.  The guaranty of the federal government helps to strengthen your loan requests.
  • SBA 504 Program provides financing for major fixed assets such as equipment or real estate.  The Certified Development Loan Program provides long term fixed rate financing with as little as a 10% equity position.