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Our Mission

We are a community bank dedicated to holding ourselves to the highest ethical and moral standards, providing exceptional customer service, and building lifelong relationships within all of the communities we serve.

About FNBN

First National Bank North is a family-owned community bank proudly serving customers in North Central Minnesota since 1902. We are committed to the growth and success of the communities, families, and businesses we serve. We offer a wide variety of services to meet all of your financial needs, including banking, insurance, and investments. We strive to develop long-lasting, personal relationships with each of our customers and work together to create the best possible banking experience. 

eCorp / ACH & Wire Manager

Commercial customers have the capability to originate ACH transactions, allowing you to collect payments from your customers, transfer funds between financial institutions, automatically deposit your employees payroll into their account and make payments to suppliers.  Monthly fees apply.

You will have the capability to originate ACH transactions

Remote Deposit Capture

Remote Deposit Capture is a system that allows commercial customers to scan checks remotely and transmit the check images to the bank for deposit instead of physically coming to the bank to make a deposit.  Monthly fees apply along with a rental fee or purchase of a check scanner.

Please contact any location for more information on Remote Deposit Capture.

CardHub Privacy Policy

FIRST NATIONAL BANK NORTH PRIVACY POLICY FOR THE CARDHUB SERVICE
Last Updated: March 2022

First National Bank North (the “App”)– powered by Fiserv – helps you control your credit and/or debit cards through your mobile device, making it easy to manage your finances on the go.

The App allows you to:

CardHub

WHAT IS CARDHUB?

Finally, put your finances in your own hands. Literally.  CardHub lets you transfer, budget, and manage your funds within our FNB North Mobile Banking app and puts you in real-time command of your debit card with FNB. You can choose how, when, and where your cards work. Thus giving you an extra level of security.

Download Mobile Banking for Apple

Business Debit Card

Tired of carrying cash or writing checks all the time? Try a Debit Card!

No need to carry a checkbook or large sums of cash when you shop. Debit cards are more widely accepted than checks, making them perfect for travel.

Debit and credit cards look alike, but they’re two entirely different payment methods. While a credit card is a “buy-now, pay later” tool, a debit card draws funds from your checking account.

Business Loans

At First National Bank North, we believe a bank should be more than a place to make a deposit or get a loan. We become part of our customer's business and prepare you for the future! We are a community bank that makes local decisions, provides prompt responses, and offers excellent customer service! 

COMMERCIAL LOANS

  • Local Processing and Decision Making
  • Competitive Interest Rates
  • Flexible Terms and Payment Options
  • Experienced Lenders and Staff

SMALL BUSINESS LOANS