- Variable interest rate-subject to change daily**
- Unlimited check writing
- No minimum balance required
- No minimum deposit to open
- No monthly maintanance fee
- Free MasterCard Debit Card * (Free with annual usage - $15.00 per year without)
- Free Mobile Check Deposit*
- Free eStatements issued monthly with check images ($2.00 statement fee service charge for paper statements)
- Free Internet Banking, Mobile Banking
- Free online Bill Payment-CheckFree Web (with monthly usage -$4.95 per month without)
- Free telephone banking - Bank Anytime 218-547-2060 or toll free at 800-547-2060
- Free intial order of checks
- Pop Money
- Card Valet
- Higher interest rates for balances $2,500 and above
- A service charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle
*Subject to Approval
**We use the daily balance method to calculate the interest on your account and credit interest to the account monthly