• Variable interest rate-subject to change daily**
• Unlimited check writing
• No minimum balance required
• No minimum deposit to open
• No monthly maintanance fee
• Free MasterCard Debit Card *
• Free Mobile Check Deposit*
• Free eStatements issued monthly with check images ($2.00 statement fee service charge for paper statements)
• Free Internet Banking, Mobile Banking
• Free online Bill Payment-CheckFree Web (with monthly usage -$4.95 per month without)
• Free telephone banking - Bank Anytime 218-547-2060 or toll free at 800-547-2060
• Free intial order of checks
• Pop Money
• Card Valet
• Higher interest rates for balances $2,500 and above
• A service charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle

  *Subject to Approval
  **We use the daily balance method to calculate the interest on your account and credit interest to the account monthly