• Variable interest rate-subject to change daily**
• Unlimited check writing
• No minimum balance to open account
• Free MasterCard Debit Card *
• Free Mobile Check Deposit*
• eStatements issued monthly with check images for easy record keeping (monthly fee may apply for paper statements)
• Free Internet Banking
• Free Mobile Banking
• Free Check Free Bill Pay with monthly usage ($4.95 per month without)
• Free telephone banking - Bank Anytime 218-547-2060 or toll free at 800-547-2060
• Zelle
• Card Valet
• Free initital order of basic checks
• Higher interest rates based on tiered balances
• A service charge may be imposed every statement cycle (see terms and conditions for details)

  *Subject to Approval
  **We use the daily balance method to calculate the interest on your account and credit interest to the account monthly